Custom coverage.

Your Medicare health plan decisions affect how much you pay for your coverage, what services you get, what doctors you can use, and your quality of care. Learning about your Medicare coverage choices, getting help from people you trust, and comparing different plans can help you understand all the options available to you.

All Part D plans we offer cover a wide range of prescription drugs that people with Medicare take, including most drugs in certain protected classes, like drugs to treat cancer or HIV/AIDS. A plan's list of covered drugs is called "formulary," and each plan has its own formulary. Many plans place drugs into different levels, called "tiers," on their formulations. Drugs in each tier have a different cost. For example, a drug in a lower tier will generally cost you less than a drug in a higher tier.

Medicare Advantage (also known as "Part C") is an "all-in-one" alternative to Original Medicare. These "bundled" plans include Part A, Part B, and usually Part D. Most plans offer extra benefits Original Medicare doesn't cover—like vision, hearing, dental, and more.